Bank-grade security
End-to-end encryption protects every cedi. Your money is always safe.
Save together, grow together, all from your phone.
The trusted Susu system you know, now digital. Join a savings circle, contribute on your schedule, and receive guaranteed pickups.
Auto-advancing
How It Works
Start saving in four simple steps.
We've stripped away the complexity. No paperwork, no queues. Just secure, community savings that move at the pace of your income.
- 01
Create your account
Sign up with your phone number in under 60 seconds.
Step 01 - 02
Join or start a group
Find a savings circle or create one for your community.
Step 02 - 03
Make contributions
Pay easily via Mobile Money on your own schedule.
Step 03 - 04
Receive your pickup
Get your lump sum directly to your wallet when it's your turn.
Step 04
Our Story
A tradition since market-day susu
The age-old tradition, reimagined
Susu, built for the modern world.
Kims Susu digitizes a tradition Ghana has trusted for generations, adding security, transparency, and convenience without losing the communal spirit that makes it work.
Why Kims Susu
Everything you need to save smarter.
We took the Susu you already trust and added the security, speed, and transparency you deserve, all in one app.
Trusted circles
Create private groups with people you know, or join verified public ones.
Mobile money
Deposit and withdraw instantly via MTN MoMo, Vodafone Cash, and AirtelTigo.
Guaranteed pickups
Automated rotation means everyone gets paid on time. No excuses.
Real-time dashboard
Track every contribution and manage your savings in one place.
Flexible plans
Daily, weekly, or monthly. Pick the rhythm that matches your income.
Loved by Savers
Real savers, real results.
AS
KB
EM
4.9
Trusted by 15,000+ savers
“I used to keep my savings under my mattress. Kims helped me save GHS 5,000 to expand my shop.”
AS
Ama Serwaa
Trader, Accra
“The transparency is what I love. I can see exactly when I'm getting paid. No stories.”
KB
Kwame Boateng
Driver, Kumasi
“Paying directly from MoMo is a game changer. No more waiting for a collector.”
EM
Efua Mensah
Nurse, Takoradi
The Kims Susu Promise
Your savings, our priority: protected, transparent, and always within reach, every payday.
Saving made simple, safe, and social
Kims Susu · Accra, Ghana
Get Started · It's Free
Ready to start saving? It only takes a minute.
Join thousands of Ghanaians already building their financial future with Kims Susu. It's free, safe, and takes less than 60 seconds to set up.
CostFree to join
Community15,000+ savers
Pay withMTN · Voda · AirtelTigo